Charles Rosenfield, CFP
Senior Vice President
Investment Management Consultant

Direct :( 301) 396-3188
Toll free :( 800) 992-3194
charles.rosenfield@morganstanley.com

Charles L. Rosenfield is a Senior Vice President, Investment Management Specialist and CERTIFIED FINANCIAL PLANNER in the Waldorf, Maryland office of Morgan Stanley*. He has over 28 years of experience in the financial services industry. He began his career in 1982 as an Investment Executive with Johnston Lemon & Company in Bethesda, Maryland. In 1987, he joined the Washington office of Legg Mason Wood Walker, Inc., now Morgan Stanley*, and in 1991 he pioneered the opening of the Southern Maryland Office. He works with corporate executives, business owners and other professionals on their investment, retirement, insurance and estate planning needs. Chuck's objective is to help provide strategies for the financial planning issues that his clients may have. 

Chuck earned his Bachelor of Science degree from the College of Business and Management at the University of Maryland. Most importantly, he has earned the CERTIFIED FINANCIAL PLANNER certification. In the financial services industry, this designation is presented to individuals who have met the rigorous experience and ethical requirements of the CFP board, have successfully completed financial planning coursework and passed a certification examination covering the following areas: the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits and estate planning. According to a 2001 edition of Registered Representative magazine, it is estimated that only 5% of Registered Representatives have earned this certification. 

Outside of Morgan Stanley*, Chuck is a former President of the St. Mary's Hospital Board of Directors, a member of the Leonardtown Rotary Club, a member, and past board member, of the St. Mary's County Chamber of Commerce, a member of the Charles County Chamber of Commerce, and a former President of Christmas in April in St. Mary's County. Chuck currently serves on the Civista Health Foundation Blue Crabs Partnership Committee.

Professional Details

• Present:
  Morgan Stanley*
  Senior Vice President
  Investment Management Specialist/
  Financial Advisor
  Waldorf, MD

• 1987 - 2006: Legg Mason Wood Walker, Inc.
  First Vice President - Investments
  Waldorf, MD

• 1982 - 1987: Johnston Lemon & Company
  Investment Executive
  Bethesda, MD

• CERTIFIED FINANCIAL PLANNER Certification

• Bachelor of Science Degree
  College of Business and Management
  University of Maryland

• Life, Health, Long-Term Care & Variable Annuity Licensed
  Maryland & Virginia

• St. Mary's Hospital Board of Directors
  Former President

• St. Mary's County Chamber of Commerce
  Past Board Member

• Charles County Chamber of Commerce
  Member

• Christmas in April in St. Mary's County
  Former President


Charles Rosenfield is licensed in the following state(s): AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KY, MA, MD, ME, MI, MS, NC, NJ, NV, NY, OR, PA, SC, TN, TX, VA, WV




Kimberly J. Rosenfield, CFP, CRPS
Financial Advisor
 
Direct :( 301) 396-3189
Toll free :( 800) 992-3194
kimberly.rosenfield@morganstanley.com


Kimberly J. Rosenfield is a CERTIFIED FINANCIAL PLANNER and Financial Advisor who works alongside Mr. Rosenfield. Kim graduated from North Carolina State University and worked several years in the Human Services field before joining Legg Mason Wood Walker, Inc., now Morgan Stanley*, in 1997. 

A focus of Kim’s business has been to assist individuals, corporations and other organizations with their 401(k) and other retirement plans. She believes this is a very critical part of financial planning which does not get reviewed often by both employers and employees alike. Her interest in the specific retirement planning needs of businesses led her to earn her designation as a CHARTERED RETIREMENT PLAN SPECIALIST from the College of Financial Planning. 

Outside of Morgan Stanley*, Kim is the President of Zonta of Charles County, President of the Board of Directors for the Center for Children, a member of the investment committee for the Community Foundation of Charles County, and a class of 2010 graduate and current board member of Leadership Southern Maryland.

Professional Details

• Present:
  Morgan Stanley*
  Financial Advisor
  Waldorf, MD

• 2003 - 2006: Legg Mason Wood Walker, Inc.
  Financial Advisor
  Waldorf, MD

• 1997 - 2003: Legg Mason Wood Walker, Inc.
  Branch Office Coordinator
  Waldorf, MD

• Bachelor of Arts Degree
  College of Psychology
  North Carolina State University

• CERTIFIED FINANCIAL PLANNER Certification

• Chartered Retirement Plan Specialist
  College of Financial Planning

• Life, Health, Long-Term Care & Variable Annuity Licensed
  Maryland & Virginia

• Zonta of Charles County
  First Vice President

• Center for Children
  Board President

• Leadership Southern Maryland
  Class of 2010
  Board Member

Kimberly J. Rosenfield is licensed in the following state(s): AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KY, MA, ME, MI, MS, NC, NJ, NV, NY, OR, PA, SC, TN, TX, VA, WV



Joyce Oller
Registered Client Service Associate

Direct :( 301) 396-3191
Toll free :( 800) 992-3194
joyce.oller@morganstanley.com 


Joyce B Oller is a FINRA Series 7 Registered Client Associate who works alongside Mr. & Mrs. Rosenfield. Joyce graduated from the School of Economics of the University of Puerto Rico and worked on Wall Street before joining Morgan Stanley* in 2011. 

Joyce is committed to provide the highest standards of customer service, ethics and professionalism to all our clients. She has received premium training in the Financial Industry and has worked with many clients in the past, processing their requests and raising their concerns to their Financial Advisors in a prompt, accurate and confidential manner.  

Outside of the Financial Industry, Joyce has a Graduate Certificate in Event Planning Management from Florida State University. She enjoys volunteering to oversee and plan several non-profit events in our community.

Professional Details

• Present: Morgan Stanley*
  Registered Client Service Associate
  Waldorf, MD

• 2008 - 2009: Morgan Keegan & Co.
  Registered Client Service Associate
  Palm Beach, FL

• 2006 - 2007: Goldman Sachs Group, Inc.
  Client Relationship Manager
  New York, NY

• 2005 - 2006: HCalero Consulting Group, Inc.
  Jr. Economist
  San Juan, PR

• FINRA Series 7 Registered

• Bachelor of Arts, Social Science Degree
  Major in Economics – Magna Cum Laude
  University of Puerto Rico