Keith E. Mahle, CIMA, CFP
Vice President
Senior Investment Management Consultant
Professional Alliance Group Director
14 Years Experience
Keith received his Bachelor’s Degree in Finance from Central Michigan University. With over a decade of industry experience, Keith is a Certified Financial Planner™ and a Certified Investment Management Analyst®, having completed rigorous training at the Wharton School of Business.
Keith is responsible for creating the highly customized retirement, estate, education and investment plans for Rock Harbor Group clients. He provides guidance to clients in complex areas of planning such as employee benefits, risk management, assessment of insurance needs, and liability management. Keith develops integrated plans to address specific goals for cash flow, wealth preservation, tax efficient wealth transfer and tax optimized portfolio management.
As a result of extensive training stemming from his experience as a Senior Analyst for Morgan Stanley*’s Consulting Group, Keith offers significant technical skills to clients of the Rock Harbor Group. Keith employs modern portfolio theory evaluation and analytic objectivity in the investment selection process. Keith is well positioned as the Rock Harbor Group advisor responsible for investment allocation, manager selection and performance monitoring.
Keith is active in his community and enjoys supporting causes that further his children’s educational experience through school fund raising events and as a Little League baseball and soccer Coach. Keith and his wife, Laura, reside in Beverly Hills, Michigan with their two children, Jackson and Taylor.
Christopher T.R. Letts
Second Vice President – Wealth Management
Financial Advisor
Financial Planning Specialist
Guided Portfolio Manager
Christopher obtained a Finance Degree with Honors from the Eli Broad College of Business at Michigan State University. Christopher is second generation within private wealth management and has seen throughout his entire life the profound benefits financial planning can have on successful families. He started his career with Morgan Stanley*’s predecessor firm in 2001.
Christopher assists Rock Harbor Group clients in developing planning strategies for personal wealth transfer, family wealth transfer, and business transition. He focuses on alternative investments such as hedge funds, managed futures, private equity and co-investment opportunities alongside Morgan Stanley*. He also advises on advanced insurance strategies that can assist in reducing taxation and liability of families experiencing a business transition or liquidity event.
In addition to wealth management, Christopher coordinates the unique global services of Morgan Stanley* that are available to the clients of the Rock Harbor Group. These services include global concierge, art advisory, aircraft advisory, personal security advisory, home and estate advisory, personal health advisory and philanthropic advisory.
Christopher is deeply involved with philanthropic causes, especially in regard to education. Christopher is President and Director of Brother Rice High School Business Alliance and Director of Michigan State Alumni Association of Oakland County. He is actively involved with his local Church and its ministries.
Christopher enjoys spending time with his family, boating, shipwreck diving the deep waters of Northern Ontario, and listening to the BBC. Christopher and his wife, Christina, reside on Cass Lake in West Bloomfield, Michigan.
Sharon K. McCaslin
Registered Marketing Associate
Financial Planning Associate
Consulting Group Analyst
The Rock Harbor Group at Morgan Stanley*
Sharon began her career in 1986 with Morgan Stanley*’s predecessor firm. Sharon is an integral team member and assists Rock Harbor Group clients in all aspects of client administration. She has developed invaluable experience in complex areas such as tailored lending, control and restricted securities transactions, and trust services.
As a Financial Planning Associate, Sharon assists with plan implementation, portfolio analysis and review.
Sharon resides in Rochester Hills, Michigan with her husband Richard.
Mary Johns
Client Service Associate
The Rock Harbor Group at Morgan Stanley*
Mary began her career in 1996 with Morgan Stanley*’s predecessor firm. Mary supports the marketing and client communication efforts of the Rock Harbor Group.
Mary resides in White Lake, Michigan with her husband Dave and her daughter.
1 Barron's Top 1,000 Advisors, as identified by Barron’s Winner's Circle, bases its rankings on qualitative criteria: professionals with a minimum of 7 years' financial services experience, acceptable compliance records, client retention reports, customer satisfaction, and more. With over 3,000 advisors nominated annually, advisors are quantitatively ranked based on varying types of revenues and assets advised by the financial professional, with weightings associated for each. Additional measures include: in-depth interviews and discussions with senior management, peers, and customers, and telephone-based and in-person interviews with the nominees. Because individual client portfolio performance varies and is typically unaudited, this ranking focuses on customer satisfaction and quality of advice. For more information on ranking methodology, go to www.WCorg.com. The rating may not be representative of any one client's experience because it reflects a sample of all of the experiences of the advisor's clients. The rating is not indicative of the advisor's future performance. Neither Morgan Stanley* LLC nor its financial advisors pay a fee to The Winner's Circle or Barron's in exchange for the rating.
2 These Top 20 financial advisers were chosen by The Winner’s Circle by Barron’s as Detroit’s leading advisers based on criteria such as assets managed, customer satisfaction and assessments by co-workers and clients. Barron's Top 1,000 Advisors, as identified by Barron’s Winner's Circle, bases its rankings on qualitative criteria: professionals with a minimum of 7 years' financial services experience, acceptable compliance records, client retention reports, customer satisfaction, and more. With over 3,000 advisors nominated annually, advisors are quantitatively ranked based on varying types of revenues and assets advised by the financial professional, with weightings associated for each. Additional measures include: in-depth interviews and discussions with senior management, peers, and customers, and telephone-based and in-person interviews with the nominees. Because individual client portfolio performance varies and is typically unaudited, this ranking focuses on customer satisfaction and quality of advice. For more information on ranking methodology, go to www.WCorg.com. The rating may not be representative of any one client's experience because it reflects a sample of all of the experiences of the advisor's clients. The rating is not indicative of the advisor's future performance. Neither Morgan Stanley* LLC nor its financial advisors pay a fee to The Winner's Circle or Barron's in exchange for the rating.
3 The ranking process begins with a national survey of approximately 100 securities firms, insurance companies, bank, independent financial advisor practices and other organizations that employ series-7 registered financial advisors; each of these firms promote objective and independent advice with open-architecture access to financial products. These lists are based on qualitative criteria, including: managing partners with a minimum of 7 years financial services experience, and other weighted criteria ranging from productivity per partner, credentials, acceptable compliance records and wealth management focus to customer satisfaction reports and other data that firms provide. Teams are quantitatively ranked based on an algorithm that weights varying types of revenues, and custodied and non-custodied assets advised by the financial professional, with weightings associated for asset types. The ranking does not consider portfolio performance.
Tax laws are complex and subject to change. Morgan Stanley* LLC, its affiliates and Morgan Stanley* Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Individuals are urged to consult their tax or legal advisors to understand the tax and related consequences of any actions or investments described herein.