My typical client
Typically I work with individuals and families who need guidance, advice and support navigating the complexities of financial planning for retirement. I aim to serve clients who have saved between $250,000 and $5,000,000 towards retirement.
One of my niche areas of focus is helping individuals and families maximize their Social Security retirement income benefits. All too often I see individuals, spouses, widows/widowers, or divorced individuals missing out on Social Security retirement income benefits because of what they did not know or understand about Social Security. I’m on a mission to change that and to help as many people as I can along the way. Read more about this service here.
When clients come to me
Clients often seek out my experience when retirement is in sight. Usually, this is 5 to 10 years before or shortly after they have retired. Alternatively, some of my new relationships begin when I consolidate and manage a client’s old 401(k) rollovers.
What to expect from me
A series of in-depth and ongoing conversations from the onset of our relationship so that I thoroughly understand your needs, goals, dreams, resources, family and concerns. A thoughtful, written and complete financial plan to guide our decision-making moving forward. An annual in-person review meeting to update and review your financial plan. A semi-annual review in-person or via phone to update you on your progress towards your goals. Learn more about my process.
Why work with me
As a former accountant, current CERTIFIED FINANCIAL PLANNER, student and writer on various financial planning topics, I bring a rare and powerful combination of skills and abilities to the clients I serve. From our first meeting you will soon notice my attention to detail, curiosity about your unique situation, and above all else, how much I care about seeing you accomplish your goals.
What I believe
I believe in building low-cost, efficient portfolios for my clients. That investment advice given in the absence of a complete financial plan does not serve the clients’ needs. That a financial plan is not a one-time event but a constant and on-going process. That understanding and “getting” my clients is possibly the most important thing I can do.
If this description sounds like you and what you’re looking for from your financial advisor then I encourage you to contact me using the link at the top of this page. I offer initial complimentary meetings so that we can both decide if we want to work together. I look forward to hearing from you!
- Retirement Planning
- 401(k) Rollovers
- Financial Planning
- Estate Planning Strategies
- Alternative Investments
- Wealth Management
- Municipal Bonds
- Long Term Care Insurance
State University of New York
- BS, Finance
- Series 7 - General Securities Representative
- Series 66 - Uniform Combined State Law
- Insurance - Life, Accident, Health
- Present: Morgan Stanley*
Financial Planning Specialist
- 2006: The Ayco Company
Manager - Business Management
Saratoga Springs, NY
- 1999: The Travelers
Glens Falls, NY
As CERTIFIED FINANCIAL PLANNER practitioners, our Financial Advisors review your whole financial picture to educate you on the best decisions for you & your family to help achieve your goals within your risk tolerance while providing high quality of service. To learn more, email us.
Securities Agent: CA, CT, FL, GA, MA, NC, NH, NJ, NY, RI, TX, WA, WI; General Securities Representative; Investment Advisor Representative