Richard Anthony Downer - Morgan Stanley Financial Advisor - LOS ANGELES, CA
Morgan Stanley
Richard Anthony Downer
First Vice President
Wealth Advisor
444 SOUTH FLOWER ST., 35TH FL
LOS ANGELES, CA 90071
tel: (213) 486-8820
toll-free: (800) 832-7648 
fax: (213) 403-6179

For me, retirement planning means more than providing my clients with investment advice. It means helping them maintain the financial independence they’ve worked their whole lives to achieve. It means striving to ensure they have the means to pursue what’s most important to them. And it means understanding them as people with unique goals, values and circumstances that determine the strategies I develop on their behalf.

My consultative process begins with an in-depth discussion of your current finances and future objectives. We’ll address issues you might have overlooked that can have a significant impact on your ability to retire as planned. Finally, we’ll determine how we can help you adjust your investment strategy as necessary to accommodate changing conditions and meet any unforeseen expenses and income demands that may arise during retirement.

Services
  • 401(k) Rollovers
  • Alternative Investments
  • Annuities
  • Asset Management
  • Commodities
  • Defined Contribution Plans
  • Education Planning
  • Endowments and Foundations
  • Exchange Traded Funds
  • Family Consulting
  • Financial Planning
  • Fixed Income
  • Investment Policy Statements
  • Lending Services
  • Professional Portfolio Management
  • Retirement Planning
  • Wealth Management
Education and Licensing
  • Morgan Stanley*
    Wealth Advisory Specialist Designation, 2009
    First Vice President, 2007
    Vice President, 2001
    Associate Vice President, 1999
    Account Executive, 1996
  • MBA - Finance, 1995
    Pepperdine University
    Malibu, CA
  • BA - Socio/Economics, 1990
    University of California - Los Angeles
    UCLA Westwood, CA
  • Series 7, 1996
    General Securities Representative
  • Series 31
    Futures Managed Funds Examination
  • Series 63
    Uniform Securities Agent
    State Law Examination
  • Series 65
    Uniform Investment Adviser
    Law Examination
  • Insurance Licensed
    Life, Health, Variable Annuity & Long Term Care
Business Experience

Bulletin Board
  • See December On the Markets from the Global Investment Committee featuring

    • "Keep Those Emotions in Check" Michael Wilson, chief investment officer of Morgan Stanley Wealth Management, notes that the greatest determinant of investment success may be one’s ability to control his or emotions and not overreact on the downside—or the upside.

    • "Lower Your Sights" The 10-year outlook from Morgan Stanley & Co. strategists calls for lower stock and bond returns. They also anticipate lower inflation in which case real returns should not go down as much as nominal returns.

    • "Gold and Inflation—It’s Complicated" Of course, gold has a link to inflation, but growth in money supply and nominal GDP count, too.

    • Plus, look for more on global equities and fixed income investments.

  • The highest compliment I can receive is the referral of your friends, family and business associates. Please consider sharing this information by forwarding "E-mail This Site to a Friend", or just have them "Google" me.

Richard Anthony Downer holds the following registrations:
Securities Agent: AL, AZ, CA, FL, GA, ID, IL, MI, MO, NC, NV, NY, OK, TX, VA, WA; General Securities Representative; Investment Advisor Representative; Managed Futures;

This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mssbemail.html. Any profiles and associated content are for U.S. residents only
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law.  Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.
Awards Disclosures

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