For me, retirement planning means more than providing my clients with investment advice. It means helping them maintain the financial independence they’ve worked their whole lives to achieve.
My consultative process begins with an in-depth discussion of your current finances and future objectives. We’ll address issues you might have overlooked and determine how we can help you adjust your investment strategy to accommodate changing conditions and meet any unforeseen expenses and income demands that may arise during retirement.
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- Professional Portfolio Management
- Retirement Planning
- Wealth Management
- Morgan Stanley*
Wealth Advisory Specialist Designation, 2009
First Vice President, 2007
Vice President, 2001
Associate Vice President, 1999
Account Executive, 1996
- MBA - Finance, 1995
- BA - Socio/Economics, 1990
University of California - Los Angeles
UCLA Westwood, CA
- Series 7, 1996
General Securities Representative
- Series 31
Futures Managed Funds Examination
- Series 63
Uniform Securities Agent
State Law Examination
- Series 65
Uniform Investment Adviser
- Insurance Licensed
Life, Health, Variable Annuity & Long Term Care
Richard Downer Brings Passion, and a Sheer Competitive Nature to His Work with Clients
See January On the Markets from the Global Investment Committee featuring
• “Are You Ready for Euphoria?” While it’s easy to say that stocks have moved too far too fast in the past few months, it’s premature to think it’s already over given the powerful shift in sentiment that is just starting, writes Michael Wilson, chief investment officer of Morgan Stanley Wealth Management. He analyzes the drivers of this aging bull market and why he believes it has more room to run.
• “How Corporate Tax Reform Could Affect Company Earnings” In our estimates, cutting the federal corporate tax rate to 15% from 35% could deliver an 8.2% earnings boost to the S&P 500. At the sector level, the benefit could be much greater.
• “Strategies for a Rising Rate Era” With interest rates increasing, investors need to consider different approaches for their fixed income portfolios. These include “bond ladders” and various sorts of adjustable-rate securities.
• Plus, look for more on economics, commodities and municipal bonds.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.
Richard Anthony Downer holds the following registrations:
Securities Agent: AL, AZ, CA, FL, ID, IL, LA, MI, NC, NV, NY, OK, TX, VA, WA; General Securities Representative; Investment Advisor Representative; Managed Futures
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