The Pathak Group
Raj began his career at E.F. Hutton in 1986 and has stayed at the same firm through numerous mergers for over 28 years. This experience has helped Raj to navigate clients through varied economic and political times, as well as many stock market corrections.
Today Raj oversees The Pathak Group at Morgan Stanley* and currently manages over $850 million in assets for business owners, corporate executives, emerging entrepreneurs, and institutions (as of December 31, 2013).
One of Raj’s key motivators is his background and heritage. His father, Madhukar, came to America in 1956 on the bottom of a boat from India with only $10 to his name. While he obtained a medical degree in India, Madhukar’s story is the epitome of the American dream. Upon arriving in the United States he worked diligently, and earned a PHD at the University of Oregon. He was a Professor of Dermatology at Harvard Medical School and a Research Dermatologist at Massachusetts General Hospital, and developed many of the original ingredients found in sunscreen and also discovered the only effective treatment for Psoriasis and Vitiligo.
Raj’s mother, Sushma, came to America a few years after his father. She was a traditional Indian wife for that generation until she came to America. When Raj’s dad brought her to the U.S. by plane he asked her to take the carry-on bags off the plane. She said, “We are in America now, you get the bags.”
Raj was born and raised in Boston. Sushma was always there for her three boys. She stayed at home while they grew up and then worked part time when the boys went to high school.
From an early age Raj realized chemistry and physics did not interest him, so he would not follow in his father’s footsteps. When he first enrolled at Babson College he thought hotel management would be a good career choice, but a fascination with the stock market and some in-depth research led him in the direction of finance and investments… almost instantly Raj knew this was for him; and so he graduated with Highest Distinction with a bachelor’s degree in Investments and Finance.
Raj’s advisors growing up were both his father and mother, as even then he valued a “second opinion!” His parents instilled three values within him, which continue to lead his thinking today and which he applies to managing his practice:
• Hard work
He also realized that education enabled him to control his destiny, and over two-and-a-half decades of hard work and experience have taught him a great deal about saving and investing, which he applies not only when helping clients, but also for himself.
He explains, quite simply, “It’s all about what you can make, what you can save, and how much you can preserve."
As a Morgan Stanley Managing Director, Raj has created a wealth management practice that differentiates The Pathak Group from other wealth management teams. His formula consists of three distinct parts: Investment Consulting, Advanced Planning, and Relationship Management. This approach has consistently been well received, as he is most often said to be:
Investment Consulting involves working to realize the best possible return for the client given their level of risk. Advanced Planning incorporates wealth enhancement (tax and cash-flow planning), the transferring of wealth effectively, wealth protection, and charitable giving to further the client’s options in desired areas. Finally, Relationship Management ensures each client receives a high level of responsive service, and also has access to a network of experts (CPA’s, Estate Planning attorneys, lending and insurance specialists and more) that can assist them in times of need.
In addition to his recognized success in wealth management, Raj has been a member of Morgan Stanley’s Chairman’s Council for the past 19 years, an elite group composed of Morgan Stanley’s Financial Advisors. He was recognized by “Barron’s Magazine” as one of Barron’s Top Advisors in the country in their state by state ranking in February 2014* and, “Registered Representative Magazine” recognized Raj as one of the Top 100 Wirehouse Advisors (2009)** in America.
Raj is also supportive of a number of area charities, including the Veteran’s Homeless Shelter, the Milton Foundation for Education and the Milton Animal Shelter. He is a past member of the Town of Milton Finance Committee, and is on the board of directors of Northern New England’s Junior Achievement, an organization that is dedicated to educating students about workforce readiness, entrepreneurship and financial literacy.
He now lives in Milton, MA with his wife, Lori, and their three children. When he’s not working Raj enjoys golf, physical fitness, and tennis. He is also a member of Wollaston Golf Club.
Executive Financial Services Director
As one of the Pathak Group’s Financial Advisors, Brendan's primary responsibilities include managing client relationships, investments, and financial planning.
Brendan grew up in Northern New Jersey and moved to Milton, MA at the age of 14. His interest for investing stems from his first job at a local Coin & Stamp shop. While working on a Merit Badge, the shop’s owner was impressed by Brendan’s eagerness to learn and his hard work ethic. He offered Brendan a position which he held for two years. Prior to moving, Brendan earned his Eagle Scout.
Brendan has always been drawn to mathematics and engineering. In high school, he built a 20ft. tall Trebuchet drafting the plans himself. Brendan’s attention to detail and creative thinking has carried through to the financial planning he does today.
As part of the financial planning process, Brendan has developed a very detailed and in-depth analysis of our clients’ financial lives. He has helped clients:
• Determine when they can make work optional
• Save money from taxes
• Properly use debt
• Assist in Special Needs & Charitable Trust planning
• Manage Investment Risk
Brendan’s goal is to simplify and reduce the amount of time and stress clients spend thinking about their finances.
Due to Brendan’s analytical and innovative nature, he’s developed a niche clientele of corporate executives at publicly traded corporations in the tech, life sciences, pharmaceutical, and bio-tech industries.
Brendan is an Executive Financial Services Director at Morgan Stanley. He is qualified to assist corporate executives of publicly traded corporations with their:
• 10b5-1 Plans
• Deferred Compensation Plans
Brendan graduated with a Bachelor of Science degree in Economics & Finance from Bentley University. Brendan currently resides in Quincy, MA with his wife Colleen and their son James. His hobbies include travel, golf, and spending time with his family on Cape Cod.
Assistant Vice President
As part of the Pathak Group, Brian’s responsible for overseeing the management and operations of the team.
Brian joined the Pathak group in 2006 with extensive financial services experience, specifically surrounding client operations, service and reporting. Brian has developed a very valuable, intimate knowledge of the inside-workings of a top wealth management practice and the types of clients they serve.
Brian has experienced multiple promotions including Assistant Vice President, and most recently, Group Director. Brian is very prideful of our group’s wealth management process execution and the high level of client service our clients receive.
Brian and his wife Amanda live in Plymouth, MA with their two children, Farren and Myles, and their rescue dog, Mona. He’s originally from the greater Philadelphia area and is a true Eagles fan. In Brian’s spare time you’ll find him spending time with his family, working with his hands on various home construction projects, watching sports or reading.
Brian graduated Summa Cum Laude from West Chester University with a degree in finance.
Consulting Group Analyst
Entering the financial services industry in 1999, Eric is a graduate of Bridgewater State College with degrees in Business Administration and Philosophy. Prior to joining the Pathak Group at Morgan Stanley*, he served as a Registered Marketing Associate at Deutsche Bank, providing portfolio analysis for corporate executives, foundations and endowments. He also spent several years specializing in portfolio management and individual stock research at Legg Mason.
As part of the Pathak Group, Eric's primary responsibilities include client service, operations, marketing and portfolio analytics/ research. He holds FINRA Series 7 & 63 licenses.
Eric lives in Berlin, MA with his wife Jennifer and their four children. He’s an avid reader, golfer and plays recreational basketball, softball and soccer.
Client Service Associate
Joining the Pathak Group in 2012, Paul has over 25 years of financial services experience and a diversified background in all aspects of financial and client services. He has worked for highly-recognized companies such as Computershare, Citizens Financial, Bank of America Investments, Fleet Mortgage Group and Old Stone Federal Savings Bank, and has held the positions of Bank Branch Manager, Mortgage Loan Originator, Customer Service Rep for High Net-Worth Investors, Shareholder Services Consultant and an Equity/ Fixed Income Trader.
As Client Service Associate, Paul handles a wide range of client support and administrative responsibilities, and is also involved in certain aspects of the group’s marketing effort. He resides in N. Dighton, MA and enjoys the country life, gardening, culinary adventures, traveling and his faithful four legged companion Kobi.
Client Service Associate
A graduate of Colby College with a Bachelor’s degree in International and Environmental Studies, Emma has worked in the technical staffing field and has also been an active volunteer for the Mayflower Foundation and Friends of the Israeli Defense Force (FDIF). Her primary responsibilities at the Pathak Group will include a range of administrative activities, client service and providing operational support to the team. She looks forward to introducing herself to you in the near future, and to working with you going forward.
*Source: Barron’s “Top 1,000 Advisors,” February 21, 2011, as identified by Barron’s magazine, using quantitative and qualitative criteria and selected from a pool of over 4,000 nominations. Advisors in the Top 1,000 Financial Advisors have a minimum of seven years of financial services experience. Qualitative factors include, but are not limited to, compliance record, interviews with senior management, and philanthropic work. Investment performance is not a criterion. The rating may not be representative of any one client’s experience and is not indicative of the financial advisor’s future performance. Neither Morgan Stanley* LLC nor its Financial Advisors pay a fee to Barron’s in exchange for the rating. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
**Source: Registered Representative’s “Top 100 Wirehouse Advisors in America,” September, 2009, bases its rankings exclusively on the quantitative criteria of assets under management. This year's list of Top 100 Wirehouse Advisors in America was created by Discovery Database, an online database of financial service intermediaries published by the Financial Information Group of Shrewsburry, N.J. Nominations by Financial Advisors were accepted. The ranking is not indicative of the Financial Advisor's future performance. Morgan Stanley* does not pay a fee to Registered Representative in exchange for the ranking.