For me, retirement planning means more than providing my clients with investment advice. It means helping them maintain the financial independence they’ve worked their whole lives to achieve. It means striving to ensure they have the means to pursue what’s most important to them. And it means understanding them as people with unique goals, values and circumstances that determine the strategies I develop on their behalf.
My consultative process begins with an in-depth discussion of your current finances and future objectives. We’ll address issues you might have overlooked that can have a significant impact on your ability to retire as planned. Finally, we’ll determine how we can help you adjust your investment strategy as necessary to accommodate changing conditions and meet any unforeseen expenses and income demands that may arise during retirement.
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- Asset Management
- Estate Planning
- Family Consulting
- Alternative Investments
- Cash Management
- Socially Responsible Investing
- Professional Portfolio Management
- Wealth Management
- Art Advisory
- Lending Services
- Retirement Planning
- Stock Purchase Plans
- Municipal Bonds
- Education Planning
- Structured Products
- Corporate Retirement Plans
- 401(k) Rollovers
- Insurance Services
- MBA, 1965
Winter Park, FL
- BA - Economics, 1964
New York, NY
- Series 65 - Investment Advisory Agent, 1996
- Present: Morgan Stanley*
Senior Vice President
- 1979: Financial Services Industry
Richard A. Melzer holds the following registrations:
Securities Agent: AL, CA, CO, CT, DC, DE, FL, GA, LA, MA, MD, ME, MI, NC, NJ, NV, NY, PA, SC, TN, TX, UT, VA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
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*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
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