Richard A. Melzer - Morgan Stanley Financial Advisor - Camp Hill, PA
Morgan Stanley
Richard A. Melzer
Senior Vice President
Financial Advisor
214 Senate Avenue
7th Floor
Camp Hill, PA 17011
tel: (717) 730-1871
toll-free: (800) 237-1700 
fax: (717) 730-1894
l - r: Rodd Melzer, Richard Melzer

For me, retirement planning means more than providing my clients with investment advice. It means helping them maintain the financial independence they’ve worked their whole lives to achieve. It means striving to ensure they have the means to pursue what’s most important to them. And it means understanding them as people with unique goals, values and circumstances that determine the strategies I develop on their behalf.

My consultative process begins with an in-depth discussion of your current finances and future objectives. We’ll address issues you might have overlooked that can have a significant impact on your ability to retire as planned. Finally, we’ll determine how we can help you adjust your investment strategy as necessary to accommodate changing conditions and meet any unforeseen expenses and income demands that may arise during retirement.

Associations
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Services
  • Asset Management
  • Estate Planning
  • Family Consulting
  • Alternative Investments
  • Cash Management
  • Socially Responsible Investing
  • Professional Portfolio Management
  • Wealth Management
  • Art Advisory
  • Futures
  • Lending Services
  • Retirement Planning
  • Stock Purchase Plans
  • Municipal Bonds
  • Education Planning
  • Structured Products
  • Corporate Retirement Plans
  • 401k Rollovers
  • Insurance Services
Education and Licensing
  • MBA, 1965
    Rollins College
    Winter Park, FL
  • BA - Economics, 1964
    Hunter College
    New York, NY
  • Series 65 - Investment Advisory Agent, 1996
    Harrisburg, PA
Business Experience
  • 1979 - Present: Morgan Stanley*

    Senior Vice President
    Financial Advisor
    Harrisburg, PA
  • 1969 - 1979: Financial Services Industry

Bulletin Board
Richard A. Melzer holds the following registrations:
Securities Agent: AL, CA, CO, CT, DC, DE, FL, GA, LA, MA, MD, ME, MI, NC, NJ, NV, NY, PA, TN, TX, UT, VA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures;

This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mssbemail.html. Any profiles and associated content are for U.S. residents only
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. To the extent that this material or any attachment concerns tax matters, it is not intended to be used and cannot be used by a taxpayer for the purpose of avoiding penalties that may be imposed by law.  Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.
Awards Disclosures
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