Richard A. Melzer - Morgan Stanley Financial Advisor - Camp Hill, PA
Morgan Stanley
Richard A. Melzer
Senior Vice President
Financial Advisor
214 Senate Avenue
7th Floor
Camp Hill, PA 17011
tel: (717) 730-1871
toll-free: (800) 237-1700 
fax: (717) 730-1894
l - r: Rodd Melzer, Richard Melzer

For me, retirement planning means more than providing my clients with investment advice. It means helping them maintain the financial independence they’ve worked their whole lives to achieve. It means striving to ensure they have the means to pursue what’s most important to them. And it means understanding them as people with unique goals, values and circumstances that determine the strategies I develop on their behalf.

My consultative process begins with an in-depth discussion of your current finances and future objectives. We’ll address issues you might have overlooked that can have a significant impact on your ability to retire as planned. Finally, we’ll determine how we can help you adjust your investment strategy as necessary to accommodate changing conditions and meet any unforeseen expenses and income demands that may arise during retirement.

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  • Asset Management
  • Estate Planning Strategies
  • Family Consulting
  • Alternative Investments
  • Cash Management
  • Socially Responsible Investing
  • Professional Portfolio Management
  • Wealth Management
  • Art Advisory
  • Futures
  • Access to Lending Services
  • Retirement Planning
  • Stock Purchase Plans
  • Municipal Bonds
  • Education Planning
  • Structured Products
  • Corporate Retirement Plans
  • 401(k) Rollovers
  • Insurance Services
Education and Licensing
  • MBA, 1965
    Rollins College
    Winter Park, FL
  • BA - Economics, 1964
    Hunter College
    New York, NY
  • Series 65 - Investment Advisory Agent, 1996
    Harrisburg, PA
Business Experience
  • 1979 - Present: Morgan Stanley*

    Senior Vice President
    Financial Advisor
    Harrisburg, PA
  • 1969 - 1979: Financial Services Industry

Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Richard A. Melzer holds the following registrations:
Securities Agent: AL, CA, CO, CT, DC, DE, FL, MD, ME, MI, NC, NJ, NY, PA, SC, TX, UT, VA, WY; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures

NMLS#: 1253238

This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
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*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Awards Disclosures

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