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I believe that people can avoid many financial surprises by opening up and having frank discussions about their long-term financial plans. Many people feel overwhelmed, afraid of potential outcomes, and confused when diving into their financial lives. I help my clients prepare for the future and all it has to offer.
I do this by creating a financial plan that looks at all aspects of their goals – both financially and personally. I then determine what programs and products best suit their objectives. I center my efforts on advising clients on the best possible outcomes, given their situations and current market conditions. I make this process simple, yet sophisticated for clients needing more advanced solutions.
I find that a very specific type of client gets the most value from my approach. They are clients:
• Looking for a long-term relationship with a Certified Financial Planner (CFP) and understand the value of this designation.
• Seeking advice in all aspects of financial planning – retirement income planning, long-term care planning, annuity and insurance planning, investment planning and educational planning.
• Willing to work with me to create and adhere to a financial plan for themselves and their family.
• Having $500,000 or more of investable assets.
Assisting clients in making the most of their unique financial situation is my passion. I look forward to sharing that passion with you.
Lois Wollney, CFP
Morgan Stanley* LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Since long-term care insurance is medically underwritten, you should not cancel your current policy until your new policy is in force. A change to your current policy may incur charges, fees and costs. A new policy may require a medical exam. Actual premiums may vary from any initial quotation.
Guarantees and contractual obligations are backed by the claims-paying ability of the issuing insurance company
- Financial Planning Assocation
- Board Member, Girl Scouts of Northern Illinois
- Financial Planning
- Retirement Planning
- 401k Rollovers
- 529 Plans
- Long Term Care Insurance
- Bachelor of Science, Finance
Iowa State University
- present: Morgan Stanley*
See Investing & Market Insights for the June On the Markets from the Global Investment Committee featuring
• "Is Sell in May Still in Play?" In each of the past three years, May has been a cruel month for equity investors. This year, it was the safe-haven assets such as global bonds that sold off. Michael Wilson, chief investment officer of Morgan Stanley Wealth Management and chair of the Global Investment Committee, discusses the implications.
• "Technology: Where the Cash Is" Tech companies are awash in cash, and the sector as a whole holds about a third of the $1.5 trillion now sitting on the balance sheets of nonfinancial companies. That’s attractive to some investors, but large amounts of cash do not necessarily imply an attractive investment opportunity.
• "High Yield Bonds: More Downside Risk Than Upside Potential" The high yield market has defied expectations this year and has done so well that, in our view, these bonds have an unattractive risk/reward ratio.
Plus, look for more on economics, investment grade bonds and alternative investments.
Morgan Stanley Investor Insights