David K. Zirretta - Morgan Stanley Financial Advisor - BALTIMORE, MD
Morgan Stanley
David K. Zirretta
Senior Vice President, Wealth Management
Wealth Advisor
Senior Portfolio Management Director
tel: (410) 602-6418
toll-free: (800) 368-2033 
fax: (443) 992-7801

...a solutions based Wealth Management Practice, differentiated to the needs of  Ultra High Net Worth Families.







Wealth Management Practice built around a firm understanding of the principles that govern Wealth & Portfolio Management, Planning and Advising. My success is in sustaining long term client relationships and support, integrating planning with the use of a three level approach:

1. Financial, Retirement Income & Investment Planning - a holistic Financial Planning process: comprehensive, instructional, and forward thinking. This drives Levels 2 & 3, and tailors our approach to each client.
2. Wealth & Portfolio Management - fundamental analysis determines the level of equity to fixed-income exposure based on global geopolitical and economic affairs & markets. Technical analysis helps to provide the framework for appropriate investment selections. Portfolios are determined by client’s risk tolerance, goals, and time horizon.
3. Risk Management - seeking to avoid catastrophic losses.

David K. Zirretta, Financial Advisor, has been advising Affluent Families for over 18 years. In general, my principles attempt to produce consistent support and tailored solutions to the individual needs of our clientele and their families

  • Community Services: Past President of the Board of the Edward A. Myerberg Senior Center, Finance & Strategic Planning Committee – Chestnut Ridge Country Club
  • Chairman, Presidents and/or Masters Council - 1998 to present
  • Portfolio Management Institute – 2005 to present
  • Professional Portfolio Management
  • Wealth Management
  • Financial Planning
  • Retirement Planning
  • Business Succession Planning
  • Estate Planning Strategies
Education and Licensing
  • Series 7, 63, 65 & 31 Licensed
  • Estate and Trust Certified, & Retirement Income Specialist
  • Registered as a Commodity Futures Trading Commission (CFTC) Associated person of MSSB
  • Long Term Care Insurance Licensed, and College Planning
  • Health, Life, Annuity Insurance Licensed
  • Bachelor of Science Degree - St. John Fishers College
  • • National Mortgage Licensing Federal Registry #1255350 as an Associated person of MSSB.
Business Experience
  • 1997 - 2016: Over 19 years experience in Wealth Management and Financial Services
    Mr. Zirretta is also registered with the National Mortgage Licensing Federal Registry #1255350 and Commodity Futures Trading Commission (CFTC) as an associated person of MSSB. Morgan Stanley* is registered with the CFTC as a Futures Commission Merchant (FCM) and is a member of the National Futures Association (NFA). Certain affiliates of Morgan Stanley* are registered with the CFTC as Commodity Pool Operators (CPO) and/or as Commodity Trading Advisors (CTA).
  • Over 25 Years Experience in Business Development, Strategic Planning and Marketing

Bulletin Board
  • How would you like to organize all of your account data in one location, regardless of where your accounts are held, giving you an integrated view of your financial picture? I have a solution – OneView. Learn about the key benefits of OneView by watching this short video.

  • Meet with me and our specialists to discuss valuable ideas and individually tailored wealth planning strategies to help you preserve your wealth

  • See January On the Markets from the Global Investment Committee featuring

    “Are You Ready for Euphoria?”  While it’s easy to say that stocks have moved too far too fast in the past few months, it’s premature to think it’s already over given the powerful shift in sentiment that is just starting, writes Michael Wilson, chief investment officer of Morgan Stanley Wealth Management. He analyzes the drivers of this aging bull market and why he believes it has more room to run.

    “How Corporate Tax Reform Could Affect Company Earnings”  In our estimates, cutting the federal corporate tax rate to 15% from 35% could deliver an 8.2% earnings boost to the S&P 500. At the sector level, the benefit could be much greater.

    “Strategies for a Rising Rate Era”  With interest rates increasing, investors need to consider different approaches for their fixed income portfolios. These include “bond ladders” and various sorts of adjustable-rate securities.

    • Plus, look for more on economics, commodities and municipal bonds. 

Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

David K. Zirretta holds the following registrations:
Securities Agent: AR, AZ, CA, CO, DC, DE, FL, GA, IL, MA, MD, MS, NC, NH, NJ, NM, NY, PA, TN, TX, UT, VA, VT, WA, WV; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures

NMLS#: 1255350

This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mssbemail.html. Any profiles and associated content are for U.S. residents only
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Awards Disclosures

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