As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together I can help you to preserve and grow your wealth. You will have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
- Alzheimer's Association of Colorado
Board of Directors
- Mental Health Association of Colorado
Board of Directors
- Evergreen Rotary
- Colorado Human Resource Association
- Community Health Charities
- Asset Management
- Estate Planning
- Wealth Management
- Corporate Pension Funds
- Financial Planning
- Retirement Planning
- 529 Plans
- Qualified Retirement Plans
- Long Term Care Insurance
- Business Succession Planning
- Corporate Retirement Plans
- 401(k) Rollovers
- Defined Contribution Plans
- Life Insurance
- CERTIFIED FINANCIAL PLANNER Certification
- Chartered Retirement Plans Specialist, 2002
College for Financial Planning
- BA - Business Administration, 1970
Hiram Scott College
Scotts Bluff, NE
- Series 7 - General Securities Representative
- Series 63 - Uniform State Exam
- Series 65 - Investment Advisory Agent
- Life Insurance Licensed
- Item One
- Item Two
- Item Three
- Present: Morgan Stanley Wealth Management
- 2001: First Union Securities
As a business owner, are you satisfied with your 401(k) plan? Are you interested in a more cost-effective plan? Call or email us to learn more about how we work with business owners to make the right investment decisions for your plan.
Are you ready for retirement? We think of retirement as part of the bigger picture- your life. Whatever you have in mind, the ideal is to have the flexibility to make choices based on what you want to do, not what you have to do. Using the phone number above, call to develop a strategy to help achieve the retirement you envision.
Phil Dispense holds the following registrations:
Securities Agent: AZ, CA, CO, CT, FL, ID, NE, NM, NV, OK, OR, TX, UT, WA, WY; General Securities Representative; Investment Advisor Representative
This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mssbemail.html
. Any profiles and associated content are for U.S. residents only
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP, CERTIFIED FINANCIAL PLANNER and CFP (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA, Certified Investment Management Analyst (with graph element)®, and Certified Investment Management Analyst .
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.Awards Disclosures
Morgan Stanley Smith Barney
Log into your portfolio
Investments services are offered through Morgan Stanley Smith Barney LLC, member SIPC.
© Morgan Stanley Smith Barney.