John Ayers, CFP CIMA, Financial Advisor, Vice President at Morgan Stanley:
Comprehensive wealth management; a personal commitment

When choosing a wealth manager, it’s important to understand his or her principles and beliefs.  Here are mine:

I believe that good relationships between client and advisor are based on shared values and candid, free-flowing conversations.

The best way to serve my clients is to take the time to understand their goals, helping them to identify and articulate specific and attainable targets. I also want to learn about your risk tolerance, personal style and any other concerns you may have.

When it comes to investments, I believe that success depends on discipline and proven tactics, not on chasing profits or short-term strategies.

Finally, my clients are entitled to the very best solutions I can provide.  To this end, I often combine my own skills and experience with those of colleagues and outside resources, giving my clients a breadth of intellectual capital.

I have spent more than a decade delivering this kind of wisdom and meticulous service to privately owned businesses and successful individuals. Perhaps that’s why, for the past three years, I have been named one of Rhode Island’s Five Star Wealth Managers, a distinction earned by only 3% of all financial advisors.*

* Source: Rhode Island Monthly January 2012 and 2011, “2011 and 2012 FIVE STAR: Best in Client Satisfaction Wealth Managers,” as identified in conjunction with Crescendo Business Services, an independent research firm. Over 32,000 high net worth residents were surveyed (along with 3,750 financial services professionals) and asked to evaluate wealth managers they knew.  In addition to survey results, wealth advisors evaluation criteria included: a minimum of five years’ financial services experience, acceptable compliance records, and evaluation results by a panel of local industry experts are incorporated into the overall evaluation process. The final list identifies the wealth managers, of those evaluated, in the local market that score highest in client satisfaction.  For more information on the rating methodology, go to http://www.fivestarprofessional.com.

-The FIVE STAR Wealth Managers do not pay a fee to be included in the research or the final list of FIVE STAR Best in Client Satisfaction Wealth Managers.
-The overall evaluation score of a wealth manager reflects an average of all respondents and may not be representative of any one client’s evaluation.
-The inclusion of a wealth manager on the list should not be construed as an endorsement of the wealth manager by Crescendo or Westchester Magazine.
-The rating is not indicative of the advisor’s future performance.

• Venture Forum
  Board of Directors
  Worcester, MA
• Slater Mill
  Board of Directors
  Pawtucket, RI
• RI Society of CPAs
  Board of Directors
  
• Uxbridge Youth Soccer League
  Board of Directors
  

• Asset Management
• Estate Planning
• Wealth Management
• Alternative Investments
• Financial Planning
• Fixed Income
• Futures
• Lending Services
• Qualified Plans
• Retirement Planning
• 529 Plans
• Municipal Bonds
• Long Term Care Insurance
• Business Planning
• Cash Management

• Bachelor of Science - Accounting, 1991
  Bryant University
  Smithfield, RI
• Masters of Business Administration, 1997
  University of Rhode Island
  North Kingston, RI
• Certified Investment Management Analyst, 2005
  Wharton School of Business

• 5 Star Award winner for three straight years
  
  Source: Rhode Island Monthly January 2013, 2012 and 2011, “2011, 2012, and 2013 FIVE STAR: Best in Client Satisfaction Wealth Managers,” as identified in conjunction with Crescendo Business Services, an independent research firm. Over 32,000 high net worth residents were surveyed (along with 3,750 financial services professionals) and asked to evaluate wealth managers they knew. In addition to survey results, wealth advisors evaluation criteria included: a minimum of five years’ financial services experience, acceptable compliance records, and evaluation results by a panel of local industry experts are incorporated into the overall evaluation process. The final list identifies the wealth managers, of those evaluated, in the local market that score highest in client satisfaction. For more information on the rating methodology, go to http://www.fivestarprofessional.com.

• 2008 - Present: Morgan Stanley*
  
  Second Vice President
  Financial Advisor
  Providence, RI
• 1999 - 2008: Merrill Lynch
  
  Wealth Management Advisor
  Providence, RI
• 1995 - 1999: Fleet Financial Group
  
  Accounting Manager
  Providence, RI