The Austin-Decher Group - Morgan Stanley Team - Newport News, VA
Morgan Stanley
The Austin-Decher Group
at Morgan Stanley
Portfolio Management Group
701 Town Center Drive
Suite 902
Newport News, VA 23606
tel: (757) 873-3300
toll-free: (800) 338-8948
Top from left: Rachel Martin, Kathy Jones
Bottom from left: John Decher III, Wanda Austin, Christina Austin
Working Together
    The Austin/Decher Group at Morgan Stanley* uses a comprehensive approach where the client’s needs are always first and foremost.  For us to build this relationship we follow a five step process in designing a customized financial plan.

    Step 1 – The Personal Interview

    Before structuring your portfolio we will conduct a personal interview with you in order to better understand you and your financial goals as well as your:

    ·               Return Expectations

    ·               Risk Tolerance

    ·               Investment Time Frame

    ·               Anticipated Use of Funds


    Step 2 – Developing Your Strategy

    A comprehensive plan is developed to suit your specific financial situation.  This plan also may address issues such as retirement, educational funding and estate planning, as well as tax-minimization strategies.

    Step 3 – Presentation of Plan

    The Austin/Decher Group will present a comprehensive financial plan that will help identify appropriate diversification strategies to you.  Together we will take a look at the foundation of your financial plan and ways to build upon it for the future.

    Step 4 – Execution of Plan

    After presenting you with a detailed strategy for your portfolio, we work closely with you to bring the elements to life. Based on the recommendations you receive from The Austin/Decher Group, you can then decide which strategy you are most comfortable with.  Your ideas and suggestions are important to us, as we want you to feel comfortable with the investments you are undertaking.

    Step 5- Monitoring the Plan

    Once your plan is in place The Austin/Decher Group will contact you regularly on new opportunities and current standings.  Tracking your portfolio is simplified with monthly statements and quarterly reviews that can help keep you abreast of the market as well as online access provided by Morgan Stanley* through


    Diversification does not ensure against loss.

    Past performance is no guarantee of future results.

    There is no guarantee that these strategies will succeed.  This information is intended to illustrate products and services available at Morgan Stanley*.  The strategies do not necessarily represent the experience of other clients, nor do they indicate future performance.  Investment results may vary.  The investment strategies presented are not appropriate for every investor.  Individual clients should review with their Financial Advisors the terms and conditions and risks involved with specific products or services.

  • Client Profile

Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
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*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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