- Client Profile
Step 1 – The Personal Interview
Before structuring your portfolio we will conduct a personal interview with you in order to better understand you and your financial goals as well as your:
· Return Expectations
· Risk Tolerance
· Investment Time Frame
· Anticipated Use of Funds
Step 2 – Developing Your Strategy
A comprehensive plan is developed to suit your specific financial situation. This plan also may address issues such as retirement, educational funding and estate planning, as well as tax-minimization strategies.
Step 3 – Presentation of Plan
The Austin/Decher Group will present a comprehensive financial plan that will help identify appropriate diversification strategies to you. Together we will take a look at the foundation of your financial plan and ways to build upon it for the future.
Step 4 – Execution of Plan
After presenting you with a detailed strategy for your portfolio, we work closely with you to bring the elements to life. Based on the recommendations you receive from The Austin/Decher Group, you can then decide which strategy you are most comfortable with. Your ideas and suggestions are important to us, as we want you to feel comfortable with the investments you are undertaking.
Step 5- Monitoring the Plan
Once your plan is in place The Austin/Decher Group will contact you regularly on new opportunities and current standings. Tracking your portfolio is simplified with monthly statements and quarterly reviews that can help keep you abreast of the market as well as online access provided by Morgan Stanley* through smithbarney.com.
Diversification does not ensure against loss.
Past performance is no guarantee of future results.
There is no guarantee that these strategies will succeed. This information is intended to illustrate products and services available at Morgan Stanley*. The strategies do not necessarily represent the experience of other clients, nor do they indicate future performance. Investment results may vary. The investment strategies presented are not appropriate for every investor. Individual clients should review with their Financial Advisors the terms and conditions and risks involved with specific products or services.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.